If you have been diagnosed with end-stage renal disease (ESRD) that requires constant dialysis and can no longer work, making an application for disability benefits may seem a futile effort, given the amount of time involved in the application process. It can take months from the time you apply to when you finally receive these benefits.
Fortunately, the Social Security Administration (SSA) recognizes that some disabilities are so evident that it’s unfair to put those claimants through the same lengthy wait that others have to endure. That’s where the agency’s presumptive disability program can help.
Conditions that qualify for presumptive benefits
Qualification for presumptive benefits is based on the medical evidence and the severity of your disability. When someone alleges a very serious and “obvious” disability, like ESRD that requires dialysis, they may be entitled to presumptive benefits based on their allegations alone.
How long do you have to wait before receiving these benefits?
Given that you are no longer working, you may be hard-pressed on cash. Luckily, the SSA can approve your presumptive disability benefits almost immediately, and payments may begin within a few days or a couple of weeks.
How long do the presumptive disability benefits last?
Presumptive disability benefits are meant to offer short-term relief while the Disability Determination Services (DDS) gathers the documentation needed for your final approval.
If your claim is ultimately denied, you are not required to repay these benefits — but you do have the right to appeal any denial (and you should). Knowing the steps to take if your SSI claim is denied can help you stay focused on your goals.