Millions of Americans earn regular income through gainful employment. Unfortunately, a disability can happen to anybody — and that can make it impossible for you or someone you love to keep working.
For those faced with disabilities or other impairments, it can be hard to get by each day. Fortunately, there are a number of options open to people who are unable to work. Social Disability Benefits are one of those options. Outlined below are some of the ways that Social Disability Benefits can bring relief to those who are approved.
A steady income
Without a steady income, necessities such as housing, food and clothing can be difficult to obtain. Social Security Disability offers recipients a source of monthly income, which can go towards their costs of living. The level of income will vary on a case-by-case basis, based on personal circumstances.
Future medical coverage
Entitlement to Social Security Disability doesn’t automatically grant medical coverage — but recipients generally become eligible for Medicare 24 months after their entitlement to benefits begins. (For those who have waited a while for their claims to be approved, that means that they may only wait a short time — if at all — for their Medicare entitlement to start.)
How long will benefits last?
If you are approved for Social Security Disability benefits, you can retain them indefinitely. You will, periodically, be asked to go through something called Continuing Disability Review. That’s basically a check to see if you are still disabled and unable to work, and you may be required to do them regularly (if your condition is likely to improve with treatment) or infrequently (if medical improvement isn’t expected).
Not being able to work can be demoralizing and stressful. However, it is important to remember that you do not have to go through it on your own. There are sources of assistance out there that can help you retain control of your life. When applying for Social Disability Benefits, it is vital to gain a firm understanding of your rights. Having a knowledgeable support team around you could ensure that you are successful in your application.