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SSDI benefits: Do you have a qualifying disability?

On Behalf of | Oct 28, 2022 | SSDI

You may be entitled to Social Security Disability (SSDI) benefits if you cannot work due to physical impairment. However, your condition must meet the Social Security eligibility requirements to qualify for benefits. Not every case meets this threshold.

If you are unsure whether your condition qualifies, here is what you need to know.

Can you do your previous job or any other work?

First, Social Security benefits only cover total disability. If your disability is temporary or short-term (less than 12 months and not terminal), you are not eligible for benefits. Your impairment must also prevent you from engaging in any substantial gainful activity. If you are working and your monthly earnings surpass $1,350 ($2,260 if you are legally blind), you may not qualify for disability benefits.

If you cannot do your previous job, the SSA will assess whether you can work a less demanding job. When doing such an evaluation, SSA will take into account not only your condition but the side effects of any medication, your transferable job skills, your education and your age when making their decision.

How do you appeal a denied Social Security Disability claim?

The SSA can deny your application for various reasons, from mistakes in the paperwork to ineligible conditions. Fortunately, you can appeal the decision, but you first need to understand why your application was denied before getting started on the appeal process. You may need to provide additional medical evidence of your condition to support your appeal.

It is advisable to seek appropriate help when applying for disability benefits. It will help you understand how everything works, avoid mistakes that could derail the process and increase the chances of a positive outcome.