If you worked long enough, paying social security taxes, but no longer can due to a disability, you can benefit from Social Security Disability Insurance (SSDI). By the end of 2021, the program had received 3,030,827 applications. Many Americans are unable to pay bills due to disabilities, and the SSDI relieves this struggle.
Applying for SSDI benefits doesn’t have to be overwhelming. This guide highlights how to make the process easier.
1. Use the disability starter kit
Social Security has a disability starter kit that applicants can use to get information. You will know the documents and details that the officials will request beforehand. This kit is beneficial whether you want to apply online or go for an interview at a local Social Security office.
Besides, the kit has a fact sheet containing in-depth answers to frequently asked questions. You can avoid many mistakes when you read this kit before starting your application.
2. Talk to your physicians
Your doctors need to prove that you have a condition and how it limits your ability to work. They will present any medical evidence about your disability to the Social Security team. For this reason, you should confide in them. Let your physicians know you are applying for SSDI so they can also gather your documents to be prepared when asked to send them.
3. Apply sooner (not later)
As soon as you develop a disability, consider starting the application. This gives you enough time to collect the needed documents. Also, applicants always wait for months before they can start receiving benefits. Thus, it helps to apply sooner.
If you are eligible for SSDI benefits, you should apply to be part of the program. It is advisable to get legal guidance when applying to increase your chances of approval.