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Don’t make these common mistakes when applying for SSDI

On Behalf of | Jan 23, 2025 | Firm News

The vast majority of professionals never need disability benefits. Therefore, most people have limited knowledge about Social Security Disability Insurance (SSDI) benefits. Many people know that they help fund the program through payroll contributions. They may understand that they can apply for SSDI benefits if they develop medical issues that are so severe they cannot work anymore.

While SSDI benefits are theoretically available to anyone who meets eligibility criteria, mistakes that people make when applying may affect their chances of getting benefits when they need them. What are some of the most common mistakes that people need to avoid when applying for SSDI benefits?

Handling the process alone

Technically, anyone can submit an application for SSDI benefits. People also have the option of obtaining the support of a legal professional during that process.

Securing support from an attorney familiar with SSDI benefits is a smart choice in many cases. Lawyers familiar with SSDI paperwork are less likely to make mistakes and oversights than someone applying on their own behalf.

Assuming a diagnosis is enough

Many people receive a major diagnosis from their doctors and assume that verifying their diagnosis is adequate evidence to secure SSDI benefits. While the Social Security Administration (SSA) does provide an extensive list of potentially qualifying conditions, not everyone diagnosed with one of those conditions is actually eligible for benefits.

Applicants generally need medical evidence affirming the severity of their condition. Even potentially debilitating conditions are sometimes manageable in certain cases. Applicants need proof of how their condition presents and how it affects their ability to work or live independently.

Giving up after a rejection

A significant percentage of SSDI applicants get denied initially. An average of 79% of SSDI applicants each year do not receive immediate approval after applying. However, the final approval rate after appeals is 31%. Instead of giving up after a rejection letter, applicants typically need to consider their options for appeal.

Individuals with debilitating medical conditions who have the right support and information may be able to pursue SSDI benefits. Obtaining SSDI benefits can help people cover basic cost-of-living expenses when they can no longer work. Those who learn from the mistakes that others have made may improve their chances of getting the benefits they require.