A traumatic brain injury (TBI) can dramatically alter a person’s ability to manage their day-to-day affairs, work and generally maintain their independence. As such, for those who suffer long-term or permanent effects of such injuries, Social Security Disability Insurance (SSDI) may serve as a consequential form of financial support. But while a TBI can qualify someone for SSDI benefits, eligibility depends on the severity of the condition at issue and how it affects a TBI victim’s ability to work.
Common long-term effects of TBI include cognitive impairments, emotional instability, headaches, dizziness, balance problems, fatigue and sensitivity to light or sound. These symptoms can vary widely in severity, and they often do not improve significantly over time. With that said, for many, the invisible nature of a TBI makes it difficult to prove the extent of their disability without strong and consistent medical documentation. Yet, doing so is possible and this kind of proof can support a strong claim for benefits.
Seeking benefits as a result of a TBI
The Social Security Administration (SSA) recognizes traumatic brain injury as a potentially disabling condition. To qualify for benefits due to a TBI, a person must experience extreme limitations in physical or mental functioning for at least three months after their injury. This may include difficulties with walking, standing and/or using their arms and hands, as well as serious problems with memory, concentration, adapting to changes and/or interacting with others.
However, meeting the listing is not the only way to qualify. If a person’s TBI symptoms do not exactly match the SSA’s interpretation of how a brain injury manifests, but they still prevent them from performing substantial gainful activity, they may still be eligible following a “residual functional capacity” (RFC) assessment. During this process, the SSA will look at an applicant’s medical records, doctor evaluations and personal statements to determine how their TBI limits their ability to work. If it is shown that the applicant cannot perform their past job or any other job that exists in significant numbers in the national economy they may be awarded benefits.
If you or a loved one has sustained a TBI and can no longer work, applying for SSDI benefits may be the best next step forward. Seeking personalized legal guidance and support is a great way to get started.