Waiting for a Social Security Disability Insurance (SSDI) claim decision can be downright stressful. If you’re unable to work due to a serious medical condition, your SSDI claim represents not only financial stability but also consequential access to benefits like Medicare. Unfortunately, the process can take months—or even longer—leaving many applicants in limbo for a long time.
If you are getting ready to apply for benefits or have recently done so, you are likely aware that you’re in for a waiting period. Managing your stress as successfully as possible during this time can help you to preserve and even “grow” both your physical health and your emotional well-being.
Tips worth keeping in mind
Perhaps first and foremost, it is important to understand that you are not alone. Many people applying for SSDI feel overwhelmed by the uncertainty and the complexity of the process. It’s normal to feel anxious, frustrated or even discouraged, especially if you’ve already been denied once and are appealing. Understanding that these feelings are valid—and that others have walked the same path successfully—can help ground you as you move forward.
One way to minimize your stress is to stay informed. Keep track of your claim’s progress and remain in regular contact with your legal team. Taking this approach can help you understand where things stand, what to expect next and how to respond to requests from the Social Security Administration. Having legal guidance also means that someone is actively working on your behalf, giving you one less thing to manage on your own.
While your claim is pending, focus on taking care of yourself as much as possible. Continue to attend medical appointments, follow your doctor’s treatment recommendations and keep all related documentation organized. Doing so can both support your health and strengthen your claim by demonstrating consistent care and adherence to treatment.
Financial stress is another major concern for SSDI applicants. If you’re struggling to meet basic needs, look into local assistance programs for housing, food and utilities. Many nonprofit organizations and county programs can help bridge the gap while you await a decision. It may also be worth talking to your creditors about temporary hardship arrangements or exploring whether you qualify for other aid.
Lastly, don’t ignore the mental and emotional toll this waiting period can take, even if all of the tips mentioned above are far easier said than done. Managing stress is not a luxury—it’s a necessity for long-term well-being.