If you’re receiving SSDI benefits in North Carolina and thinking about returning to work, the Plan to Achieve Self-Support (PASS) can be a valuable tool. PASS allows you to save money for work-related expenses without affecting your benefits. This plan helps you become financially independent while pursuing employment goals.
What is PASS?
The PASS program allows individuals receiving SSDI to set aside income or resources for specific work-related expenses. These savings are not counted when the Social Security Administration (SSA) calculates benefits. This means SSDI recipients can still use these funds to support their job search, training, or other work-related needs while maintaining their disability benefits.
What can PASS be used for?
PASS can cover a variety of work-related expenses. This includes transportation costs, such as bus fares or specialized transportation. It can also pay for education and training, like tuition, supplies, or job-specific courses. Childcare costs, assistive devices, and job coaching may also be covered. Essentially, if the expense helps you prepare for, gain, or maintain employment, it can be part of your PASS plan.
How to apply for PASS in North Carolina
To get started with PASS, you need to create a written plan. The plan should include your work goal, steps to achieve it, and how much money you will set aside for each necessary expense. After completing the plan, submit it to the SSA for approval. If accepted, the money you save will not count against your SSI eligibility.
The SSA can also help review and approve your plan. Working with the SSA ensures you comply with all requirements, and it provides guidance on how to structure your plan.
Setting goals and saving for work expenses is easier with a PASS. This program gives SSDI recipients the flexibility to pursue their career aspirations while keeping their benefits intact.